The 25 Movement
Vero Beach
25 families. One city. Generational wealth built together — not alone. Through home equity deployment, real estate investing, and tax elimination.
The Problem
Your Community Has the Income.
But Is the Equity Working?
Vero Beach’s Black community is different. Professional incomes. Beautiful homes. Deep roots. Physicians, business owners, consultants — families who’ve built something real.
But here’s the question most families aren’t asking: Is your home equity actually working for you? Or is $200,000 to $500,000 sitting in your walls earning nothing while you overpay taxes every year?
Before
$28,000
per year in federal taxes
After
$3,400
same job · same income · one strategy
$24,600 saved. $2,050 more per month. In their next paycheck.
The System
The Wealth Engine
10 steps to tax-free wealth through real estate. I coach every step AND fund the loan.
- Buy a home — you already did this. That was Step 1.
- Calculate accessible equity — home value × 0.80 minus mortgage = your starting number.
- Open a HELOC — access your equity without selling your home.
- Buy a DSCR rental — investment property based on rent, not your W-2. No income verification.
- Cost segregation study — accelerate depreciation. $25K-$60K in Year 1 tax deductions.
- W-4 adjustment — get the savings in your paycheck every month. Not next April.
- Entity structuring — LLC protection for your investments and your family.
- Scale — properties 2, 3, and beyond using the same playbook.
- Exit strategy — 1031 exchanges, refinance timelines, portfolio rebalancing.
- Legacy — three-generation wealth plan. Own everything. Owe nothing.
The Community
The Inner Tribe
Not a mastermind. Not a coaching program. A family wealth dynasty.
Both Spouses
Both spouses attend everything. Every call. Every dinner. Every retreat. Because generational wealth is built by households, not individuals.
Quarterly Dinners
Vero Beach families gather quarterly. Break bread. Review portfolios. Build relationships with families on the same path.
Jamaica Retreat
Annual retreat in Jamaica. The island where I was born. 25 families. Both spouses. Kids included. Strategy meets paradise.
Direct Access
Both spouses get direct Voxer access. Weekly private strategy calls. Not group calls — private to Inner Tribe families only.
Spouse Circle
A dedicated conversation at every retreat for spouses about the emotional side of building wealth together. The fears. The trust. The alignment.
Priority Lending
HELOC and DSCR through Secure The Funding at the best available rates. Tax Shield included. Quarterly tax planning with our CPA partner.
Founding Pride
Vero Beach — First 25 Families
These terms exist only for the founding 25 families of Vero Beach. They will never be offered again.
Pricing Trajectory
Founding families save $15,000/year FOREVER versus future pricing.
For Physicians
Medical Professionals Program
$0 down. No PMI. Up to $2,000,000. Student loans excluded.
For the cardiologists, specialists, and physicians in your community — this mortgage program was designed specifically for your degree. I fund it directly through Secure The Funding.
The Math
What 25 Families Means for Vero Beach
Redirected from the IRS back into your community. Your families. Your children.
About
Yemani Mason
Generational Wealth Architect · NMLS# 2085021
I’m a licensed mortgage lender who lost over $500,000 in real estate making every mistake possible. Sold properties at 50% below value. Spent capital on cars and vacations instead of assets. Had $2.5 million in equity when I should have had $25 million.
Not because I lacked opportunity. Because I lacked structure, discipline, mentorship, and a community where building wealth was normal.
I built the Wealth Engine from those mistakes. And the 25 Movement to ensure the next 625 families don’t lose a decade like I did.
Miami is City 1. Vero Beach is City 2.
25 Spots. One City.
Your Family’s Legacy.
Book a free 30-minute strategy call. I’ll calculate your equity, project your tax savings, and show you exactly what’s possible for your family.
Book Your Strategy CallGet the Free Ebook First
securefunds4.me/call · @yemanimason · NMLS# 2085021